Pirates of the Caribbean Cheats

This seems to work best with a high commerce rating.

Go into any tavern and talk to the officer that offers to join your crew (if available).
When he asks for payment , respond "Isn't that too much to ask?". He should lower his price. Continue to do this, until he goes into negative numbers. When you finally decide to hire him, a positive amount will ba added to you stash.

This was discovered by my 11 year-old son, Daniel, who quit at -200,800 dubloons.